Cyber-attacks on governments and corporations has become a routine part of the daily news.
For instance, the highly publicized cyber-attack on Sony Pictures Entertainment last year underscored the type of greatly feared computerized threat that exists. Besides financial losses, cyber... Read More
Some of us got started late at saving and investing for retirement. And while the financial services industry enjoys browbeating people who lack discipline, got distracted or got into trouble and temporarily paused saving money, I think empathy is due when empathy is warranted.
This week’s... Read More
It's been said that complexity is the enemy of execution. This is true with most things in life, including how you arrange your investments. An optimally performing and easy to manage investment portfolio might be the ultimate goal, but it's not so simple.
(Audio) What's your margin of... Read More
What is diversification? How is it obtained? Why does it matter?
In his book Capital Ideas Evolving, the great Peter L. Bernstein put it this way:
"The future is always uncertain. Consequently, risk management is fundamental to the whole process. Indeed, risk management is the only part of... Read More
Last year, Warren Buffett said he would direct the trustees of his estate to put 90% of his remaining assets in an S&P 500 index fund and 10% in short-term government bonds. Is there a better approach for individual investors to follow?
Although popular benchmarks like the S&P 500... Read More
The financial services industry’s bias toward long-term investing as the magic formula to the problems that face the individual investor is wrong and misleading.
For example, illustrating unrealistic long-term time horizons of 100 or 200 years of equity returns (NYSEARCA:VTI) to prove that... Read More
Market correlations explain to us the similarity in performance and behavior by different types of assets.
For investors, correlation comparisons might be between two commodities (NYSEARCA:DBC), two stocks, a stock and a commodity, or even a stock and an index. Should correlations be used... Read More
What are the hallmarks of a well-built investment portfolio? Low cost, broad diversification, tax-efficiency, risk compatibility with the owner, and performance that matches or beats an apples-to-apples yardstick.
My latest Portfolio Report Card is for a married couple, C.J. in Orange County,... Read More
Gold has it bad and that ain't good. Especially if you're a goldbug.
Not only has gold officially forfeited it's year-to-date gains, but over the past month it's closely shadowed one of the globe's worst performing assets; the euro (NYSEARCA:FXE).
(Audio) Portfolio Report Card: Analyzing and... Read More
Never mind the outstanding performance that long-term U.S. Treasury ETFs (NYSEARCA:TMF) delivered last year, ETF investors are bailing on bonds.
(Audio) Volatility Sleeps, Risk Doesn't + Interview about Dual Momentum Investing with Gary Antonacci
The latest data on ETF asset flows show that... Read More