portfolio report card

Portfolio Management 3

Portfolio Report Card: A $200,598 Retirement Plan Stuck in Neutral

Whenever we begin a journey, the excitement of getting started frequently overtakes us. We begin with unrealistic expectations and end disappointed. The investing experience of many people follows this unfortunate pattern. If you’re in this situation, there’s hope. Before I do a Portfolio Report Card for J.W. in Nashville, TN, here’s some background on him: …

Portfolio Report Card: A $200,598 Retirement Plan Stuck in Neutral Read More »

6 Really Bad and Sad Portfolio Types

We live in a Golden Era of misaligned investment portfolios. These are rogue, poorly designed portfolios (401k, IRA, Roth IRA, UGMA, 529 plans, etc.) that are architecturally unsound. And for whatever reason, the people who own them are intent on self-destruction. The Portfolio Report Card method I invented for analyzing and grading portfolios uncovers most …

6 Really Bad and Sad Portfolio Types Read More »

Slow Turtle

Portfolio Report Card: A $408,303 Retirement Account Stuck in First Gear

World-class investment portfolios deliberately minimize taxes and investment costs. Likewise, a well-built portfolio is handcrafted to perfectly match the unique investor personality of the individual. Since May, I’ve already executed Portfolio Report Cards on $10.6 million in investments and too many investors are still coming up short. This time around, my latest Portfolio Report Card is for S.G., …

Portfolio Report Card: A $408,303 Retirement Account Stuck in First Gear Read More »

What’s the Proper Way to Measure Your Portfolio’s Performance?

Have you ever wondered why mutual funds that have 80% of their exposure to U.S. stocks (NYSEARCA:SCHB) and the other 20% to international stocks (NYSEARCA:EFA) are still measuring their performance versus the S&P 500 (NYSEARCA:VOO)? Shouldn’t they be using a blended 80/20 passive benchmark to do a proper apples-to-apples measurement? Why don’t they do this? …

What’s the Proper Way to Measure Your Portfolio’s Performance? Read More »

3 Telltale Signs of Disorderly Portfolio

Since mid-May, I along with a growing army of independent portfolio analysts, have already graded $10.6 million in investment portfolios. Some of the individual investors are old, some are young. Some have years of investment experience and others are novices. Some are risk averse, while others are not. I’ve analyzed 401(k) plans, traditional IRAs, Roth IRAs, 403(b) retirement …

3 Telltale Signs of Disorderly Portfolio Read More »

Portfolio Report Card: A $171, 000 Retirement Portfolio Weighed Down by Cost

What is the optimal investment portfolio? Is it the one that contains the hottest performing stocks and funds? Actually, it’s the portfolio that perfectly represents a person’s psychology, life circumstances, financial needs, and future goals. My latest Portfolio Report Card is for K.B., a 49 year-old U.S. Marine Officer serving overseas. He told me he …

Portfolio Report Card: A $171, 000 Retirement Portfolio Weighed Down by Cost Read More »

One Trick Pony

Portfolio Report Card: A $512,000 One-Trick Pony

Diversification means different things to different people. In some cultures, diversification means having large families to diversify so that when mom and dad get old, there will be plenty of children and grandchildren to care for them in their old age. For the individual investor, diversification boils down to spreading your risk across a variety …

Portfolio Report Card: A $512,000 One-Trick Pony Read More »

Smart Order Execution for Stocks and ETFs Doesn’t Happen by Chance

Choosing the right investments is half the battle. The other half is knowing when to buy and sell. The invention of commission free ETF trading (NYSEARCA:DBC) doesn’t mean you should be ignorant about the types of buy and sell orders you place.  The same can be said of rock-bottom online stock commission rates. This is true …

Smart Order Execution for Stocks and ETFs Doesn’t Happen by Chance Read More »

Experts Get the Gold Market Wrong (again)

Two questions: How wrong have experts been about the gold market this year? And how much money has their bad advice cost people? Let’s tackle the first question, by extracting and analyzing some recent headlines: “Gold Miners Fail to Launch” – Forbes, 5/14/14 “Gold Vulnerable to Manipulative Selloff in June” – Max Keiser, 5/30/14 “Why …

Experts Get the Gold Market Wrong (again) Read More »

Don’t Make These Widespread Mutual Fund Mistakes!

“People should only buy mutual funds with experienced portfolio managers that have good long-term track records.” “Investing in highly rated mutual funds with at least 4 or 5 stars is a sure-fire way to choose the best fund.” “Our firm screens thousands of mutual funds to help our clients find funds and managers that have …

Don’t Make These Widespread Mutual Fund Mistakes! Read More »

Portfolio diversification

Should You Be 100% Invested in Stocks?

Investors should have 100% of their money invested in stocks! That’s what Laurence Fink, the chief executive officer at BlackRock declared in 2012. Since then, the S&P 500 (NYSEARCA:IVV) has broken above record levels and is now 43% higher compared to a -1.4% loss for the total U.S. bond market (NYSEARCA:BND). While Fink’s advice looks smart …

Should You Be 100% Invested in Stocks? Read More »

Gambling Roulette

What Does a Professional Gambler’s Investment Portfolio Look Like?

I’ve always wondered what a professional gambler’s portfolio would look like. Would it be a broadly diversified portfolio of penny stocks with a Kenny Rogers box set and a shot of whiskey to boot? Or perhaps, it would contain none of these worldly possessions. How would a gambler invest his or her winnings? I recently …

What Does a Professional Gambler’s Investment Portfolio Look Like? Read More »

0

Your Cart is Empty