How This ETF AUTOMATICALLY Adjusts to the Market

So staying on top of fastmoving markets, you know, it can be a challenge for investors.

For example, external changes in the market or economy sometimes happen faster than an investor can react.

What are the challenges facing investors and what is Elm Wealth doing to help them address some of their concerns? >> So uh you know indeed market conditions are changing all the time.

Interest rates are going up and down.

Stocks are going up and down.

And I think that most investors feel that having a dynamic and responsive asset allocation makes sense.

The expected return and risk of the different asset classes is moving around and our portfolios should reflect what those opportunities look like.

Now for most investors, you know, it either takes too much time or it's hard to separate the signal from the noise and what's going on.

And also there's a tax efficiency. you know, people like to be buy and hold so they're not generating lots of capital gains over time as they rebalance their portfolio.

And so what we've created or brought to market, it's actually it's a conversion of a of a fund that we had uh for investors since 2011.

So it's it's got a long longish track record of almost uh 14 years now. uh and it is a dynamic asset allocation ETF that uses lowcost ETFs as its building blocks and it changes the asset allocation over time in line with changes in the expected return of different asset classes and their riskiness.